For the unversed, workers’ compensation insurance pays for a part of damages to the worker, when they get involved in an accident at the workplace. This is no-fault insurance, which means that they don’t have to prove fault to get benefits of the insurance. All businesses in Virginia with more than three employees should have workers’ compensation coverage, which also extends to party-time employees. In exchange of the many benefits of no-fault workers’ compensation coverage, employers cannot be directly sued by employees. If you were involved in an accident at work, you must consider talking to a Richmond workers’ compensation attorney at the earliest.
- Because you don’t know your rights. Under workers’ compensation coverage, you have the right to get compensated for medical bills, lost wages, and in case a worker loses his life at work, spouse/dependent family members can get compensation. A lot of people do not understand the complications and their rights with regards to workers’ compensation coverage, and that’s precisely why hiring an attorney is important.
- Because you want to know the true value of your claim. An experienced attorney can help you determine the actual worth of your claim. For instance, some of the damages may not be immediately apparent, but may affect your life in the long run. Your attorney will help you understand the same.
- Because you want to stand up to an employer. Often, workers injured at work do not get the right response from the employer. The employer may choose to not report the incident, you may not have received medical care as expected, or in worse cases, the employer may fire the worker unethically. For all these situations, hiring an attorney is important.
Your workers’ compensation attorney will also represent the matter at appeal, if needed, and they will ensure that you don’t get a raw deal. Unfortunately, a considerable number of workplace incidents and mishaps are reported in Virginia every year, and not many victims get compensated as they should. With an attorney, you can expect to make the most of benefits under workers’ compensation insurance, without settling for just anything that is offered.